Trends

The Hottest New Investor Trends For 2015

| Finance | No Comments

The hottest investor trends for 2015 include exciting new strategies designed to meet the challenges of a rapidly changing business climate head on. Topping the trends for 2015 are new ideas, such as pre-seed investing, and twists on traditional strategies that include changes in American’s retirement portfolios. Overall, 2015 is shaping up to be an exciting year for investors and business founders alike.

A New Way to Fund Startups

Pre-seed investors garnered a lot of attention in the last half of 2014 and the trend continues in to 2015. The traditional way to finance a startup is to ask family and friends for money, apply for bank loans, find willing investors and sometimes mortgage the house. The appeal of pre-seed funding is that potential business founders need only a great idea, no product, prototype or proof of concept required. Pre-seed funds give founders the means to move from idea to launch and investors retain a stake in the new companies. Pre-seed funds are typically modest amounts designed to get a business through its first year.

Investors and Sustainability

Socially responsible investing (SRI) is an increasingly popular form of ethical investing that promises to gain even more traction in 2015. Investing in socially conscious businesses is not a new idea, but its recent popularity is due in part to rising awareness and demand from the public at large. As more consumers choose to do business with socially responsible and ethical businesses, investors look for investments that combine financial returns with rising social awareness. According to the U.S. SIF, the Forum for Sustainable and Responsible Investment, by the end of the year 2013, more than $6.5 trillion was invested in accord with SRI strategies, a trend that will continue for the foreseeable future.

The Changing Retirement Portfolio

Retirement accounts are the stalwarts of tradition. Ford Motor Company and General Electric shares are typical stocks found in individual retirement accounts and 401(k)s. A new trend is emerging, however where big money managers, including T. Rowe Price and Fidelity Investments, acquire shares in privately held tech companies. Shares are then pooled into mutual funds and end up in the retirement portfolios of millions. The appeal is obvious. Tech companies, such as Uber, Pinterest and Airbnb, are growing faster than those on the stock market and investment management companies want to cash in. Tech companies are not required to trade publicly or issue financial status reports, making speculative investments like these riskier. The question for 2015 is whether or not retirement account holders actually benefit from risky tech stocks or if the big winners are the investment management companies themselves.

The Top Billion Dollar Startup Investors

Forbes Magazine recently announced its list of top billion dollar investment companies that have the experience, strategies and records of accomplishment to fund 2015’s most promising startups. Included in the top five are Sequoia, Andreessen Horowitz and Greylock Partners.

The 4 Trends That Are Sweeping The Nation This Time Of Year

| Fashion | No Comments

It’s time to put away your shorts and tank tops and get out your winter wardrobe. The wintertime is a great opportunity to get new clothing and completely change your style. If you are looking for something new, here are four trends that are sweeping the nation this time of year.

Scarves

The 4 Trends That Are Sweeping The Nation This Time Of Year

Scarves function for multiple purposes. Sure, they keep your neck warm during snowy days or days with minus-zero temperatures. However, they also can look great and compliment any outfit that you may be wearing. For a casual look, wrap a scarf around your neck a few times. But when wearing a long coat, let that scarf hang and it should reach your hips. Scarves are a great addition for any outfit.

Cashmere

There are hardly any items in your closet that will be as warm and comfortable as cashmere. And lucky for you, cashmere scarves are extremely popular during the wintertime. They will keep you warm when it’s chilly out, but can also look great for a variety of functions. You can wear cashmere during a lazy weekend day, or out with your friends after work.

Blazers

This has been a style for some time, but we have seen a more popular approach in blazers across the nation. It has been seen in both men and women in all settings. This can be worn in a casual setting for everyday use ore it can be used in a more formal occasion. To make the best use of this trend make sure you have a blazer that can be used for both, so it is a neutral color that could go either way. For the formal use you can combine it with a button up and combine it with a skinny tie. If it is a more casual approach you can even combine it with a nice piece of designer shirt that can be found here www.reemclothing.com/Mens-Clothing/Religion-Designer-Clothing.html.

Skinny Jeans & Boots

This trend started in Europe and is making a push towards America. The highlight of this trend are high boots that you leave untied and tuck your pants into. The colors can differ, depending on the rest of the outfit you are wearing. As for the jeans, they don’t have too be constricting-skinny. Instead, make sure that they are just skinny enough to highlight your legs and tuck into your shoes. You can find great looking jeans online for great deals!

Accessories

No matter what type of outfit you are wearing, complete it with the right accessories. For some, earrings or a necklace might be the best choice. But a really hot trend this year are anchor bracelets that wrap around your wrist multiple times. Watches are also in style during the wintertime, as they look very classy at formal work Christmas parties.

You can use the wintertime to bring out a whole new you. With just a few additions from this list, you can create a complete outfit that will look great and keep you comfortable as well. Be sure that you have any of these items within reach, whether you are going to work, to hang out with your friends, or simply taking an easy day with someone special.